Wednesday’s Mother’s Day Gift Idea From MommyWarriors

When I came across the following info I thought to myself, hmm, maybe I really don’t need a gift from my kids this year.  The guilt set in and I asked myself, are my husband and I really doing a good job teaching our kids about money to be able to disagree with this survey?  Check this out.   Hey kids—still hunting for a Mother’s Day gift for mom? Maybe you should save your money.  This year, skip the flowers and jewelry.  According to a new study out in time for Mother’s Day, mom may not want kids to spend ...

Allowing More Moms the Privilege of Staying at Home 1

I became a stay at home mom 10 years ago this month.   And with all the debate the last few days regarding how stay at home moms DO work, one point seems to be missing.  Being able to choose to stay home with the kids a privilege for both the parent and the child.  Yes,  it’s work,  but it is work that most of us are grateful to be able to do.  But what about the moms who want to stay home but can’t. After I had my first child,  I went back to work rather quickly,  within three weeks.  ...

And the Stairs Lead to….

What city official had the bright idea to spend the money to put these stairs and bushes in?  Maybe if they lead to a path or something it would make more sense, what’s even better is that they are behind the bathroom. Pretty sad when the kids come home and say “what a waste of money!” www.mommywarriors.com

Those Headphones Cost How Much?

My older son has really been into listening to music these days on his iTouch.  He always has the earbuds in his ears and hasn’t quite gotten the concept that he yells rather than talks when he has them in.  The other day he came up to me and asked if I would bring him to the store so he could buy himself a new pair of earbuds.  He never really asks do anything like that so I was more than happy to oblige.  He ran upstairs to get some cash and off we went. He wanted to go to ...

Who Needs a Gardener Anyway 2

We had some good friends visit from New Jersey last week .  When their three kids get together with my four, watch out, it can get a little crazy and loud.  They had all woken up early and were already playing in the backyard when I thought of a GREAT idea for my hill that was in desperate need of some major weeding.  Most kids are motivated by money and so I thought I’d make the kids a deal.  I offered $20 dollars to the kid that could pick the most weeds in 15 minutes.  Ohh yeahhh, they were all talking ...

Kids and Their Allowance

Did you know that 18-24 year olds represent the fastest growing age group filing for personal bankruptcy?  It’s more important than ever to instill healthy money habits in our kids before they leave the nest.  Parents are best able to encourage financial self-reliance in their children by paying them an allowance, as long as it’s implemented effectively.  Allowance is always a hot topic in our house.  With April being  National Financial Literacy Month, some allowance tips should prove helpful. Tips for Effective Allowance By Anton Simunovic, www.ThreeJars.com 1. EMPOWER OUR CHILDREN. Responsible experience is the best teacher, so let our kids ...

To Allowance or Not To Allowance 1

Sean and I were really torn on whether to give an allowance to the kids.  We used to give a small allowance to Brandon but not the twins, since they were too young.  Then we decided to stop paying an allowance, because we wanted Brandon to earn money based on specific work, rather than just giving cash unrelated to effort.  We thought about linking an allowance with chores, but felt that the kids should be helping around the house, regardless of an allowance.  All of this left us in quite a quandary.  To allowance or not to allowance, that was ...

How a Family Benefits from a Recession

There was an opinion piece in Newsweek written by Kathleen Deveny asking whether the recession could be good for families.  The article merely explored the potential changes in parents’ roles, but it started me thinking and asking the same question on a bigger level.  I started thinking about how the past year has impacted families across America and what real lasting benefits there may be to our children: Being smarter with money As parents, we try to teach our kids to be smart with money, to take some of their birthday cash or allowance and set it aside for savings.  ...

Kids and Their Money 1

It’s interesting how the kids really take their time shopping and looking at prices carefully when shopping with their own money.  I took my two youngest to Walmart tonight so they could buy something with their birthday money.  We must have been in the store for over an hour and all I did was basically stand back and observe.  They were very smart shoppers looking at prices, adding things together and then changing their minds as to what they wanted.  When I mentioned not to forget the tax it threw them into a tizzy and forced their selections to be ...